Federal Firearms Licensee Protection Act of 2025

House Bill

H.R. 1773

119th Congress

Federal Firearms Licensee Protection Act of 2025

In Committee

Introduced:Jun 5, 2025

Primary Sponsor

Rashida Tlaib

D - MI

Cosponsors

0

Quick Stats

Policy Area

Finance and Financial Sector

Summary

This bill aims to protect consumers by restricting the inclusion of medical debt on their credit reports. It prohibits credit reporting agencies from including medical debt from medically necessary procedures or debt less than a year old. It also requires debt collectors to wait at least two years before attempting to collect on medical debt.

Latest Action

Referred to the House Committee on Financial Services.

Introduced6/5/2025

StatusReferred to the House Committee on the Judiciary.

ChamberHouse

Data from Congress.gov

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Vote Prediction

Federal Firearms Licensee Protection Act of 2025

This bill aims to protect consumers by restricting the inclusion of medical debt on their credit reports. It prohibits credit reporting agencies from including medical debt from medically necessary procedures or debt less than a year old. It also requires debt

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill aims to protect consumers by restricting the inclusion of medical debt on their credit reports. It prohibits credit reporting agencies from including medical debt from medically necessary procedures or debt less than a year old. It also requires debt collectors to wait at least two years before attempting to collect on medical debt.

Bill Number: 1773
Introduced: 6/5/2025
Status: Referred to the House Committee on the Judiciary.
Policy Area: Finance and Financial Sector

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Federal Firearms Licensee Protection Act of 2025
Bill Number: 1773
Sponsor: No sponsor
Status: Referred to the House Committee on the Judiciary.
Introduced: 6/5/2025
Summary: This bill aims to protect consumers by restricting the inclusion of medical debt on their credit reports. It prohibits credit reporting agencies from including medical debt from medically necessary procedures or debt less than a year old. It also requires debt collectors to wait at least two years b

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill aims to protect consumers by restricting the inclusion of medical debt on their credit reports. It prohibits credit reporting agencies from including medical debt from medically necessary procedures or debt less than a year old. It also requires debt collectors to wait at least two years before attempting to collect on medical debt.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Consumer Protection for Medical Debt Collections Act This bill restricts the inclusion of medical debt on a consumer credit report. A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old. A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports. Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.

Key Points

Main provisions of the bill

Prohibits credit reporting agencies from including certain medical debt on consumer credit reports
Requires debt collectors to wait at least two years before attempting to collect on medical debt
Provides notice to consumers when their medical debt is reported to credit agencies

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily impact consumers who have incurred medical debt, making it easier for them to access credit and financial services. It could also benefit the healthcare industry by reducing the burden of medical debt collections. Overall, the bill aims to provide financial protections for Americans facing unexpected medical expenses.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

1773, 119th Congress (2025). "Federal Firearms Licensee Protection Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-1773