Financial Inclusion in Banking Act of 2025

House Bill

H.R. 2890

119th Congress

Financial Inclusion in Banking Act of 2025

In Committee

Introduced:Oct 3, 2025

Primary Sponsor

David Scott

Representative

Democratic

GA-13

Cosponsors

3

Quick Stats

Policy Area

Commerce

Summary

The Financial Inclusion in Banking Act of 2025 gives the Federal Trade Commission the power to enforce rules against certain tax-exempt hospital organizations, aiming to promote more competition and lower costs in the healthcare system.

Latest Action

Referred to the House Committee on the Judiciary.

AI Summary

Plain-English explanation of this bill

The Financial Inclusion in Banking Act of 2025 gives the Federal Trade Commission the power to enforce rules against certain tax-exempt hospital organizations, aiming to promote more competition and lower costs in the healthcare system.

Last updated: 12/29/2025

Official Summary

Congressional Research Service summary

Stop Anticompetitive Healthcare Act of 2023 This bill provides the Federal Trade Commission with enforcement authority over certain tax-exempt, hospital or cooperative hospital service organizations.

Key Points

Main provisions of the bill

Grants the Federal Trade Commission (FTC) enforcement authority over tax-exempt hospital organizations and cooperative hospital service organizations.
Aims to increase competition and reduce costs in the healthcare system by preventing anti-competitive practices by these organizations.
Applies to organizations that are tax-exempt under sections 501(c)(3) or 501(c)(4) of the Internal Revenue Code.

How This Impacts Americans

Potential effects on citizens and communities

If passed, this bill could lead to more competition and lower healthcare costs for consumers by empowering the FTC to crack down on anti-competitive practices by certain hospital groups. It would primarily impact patients, as well as healthcare providers and insurance companies that work with these tax-exempt hospital organizations.

Policy Areas

Primary Policy Area

Commerce

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

2890, 119th Congress (2025). "Financial Inclusion in Banking Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-2890