IRA Charitable Rollover Facilitation and Enhancement Act of 2025

House Bill

H.R. 2891

119th Congress

IRA Charitable Rollover Facilitation and Enhancement Act of 2025

In Committee

Introduced:Apr 10, 2025

Primary Sponsor

Sponsor information unavailable

Cosponsors

0

Quick Stats

Summary

This bill would make changes to the rules that allow people age 70½ and older to donate money directly from their Individual Retirement Accounts (IRAs) to charities without paying taxes on those distributions. The legislation aims to make this process easier and expand the benefits available to people who choose to make charitable donations from their retirement accounts.

Latest Action

Referred to the House Committee on Ways and Means.

Introduced4/10/2025

StatusReferred to the House Committee on Ways and Means.

ChamberHouse

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Vote Prediction

IRA Charitable Rollover Facilitation and Enhancement Act of 2025

This bill would make changes to the rules that allow people age 70½ and older to donate money directly from their Individual Retirement Accounts (IRAs) to charities without paying taxes on those distributions. The legislation aims to make this process easier a

Community Breakdown

Pass

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Fail

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This bill would make changes to the rules that allow people age 70½ and older to donate money directly from their Individual Retirement Accounts (IRAs) to charities without paying taxes on those distributions. The legislation aims to make this process easier and expand the benefits available to people who choose to make charitable donations from their retirement accounts.

Bill Number: 2891
Introduced: 4/10/2025
Status: Referred to the House Committee on Ways and Means.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: IRA Charitable Rollover Facilitation and Enhancement Act of 2025
Bill Number: 2891
Sponsor: No sponsor
Status: Referred to the House Committee on Ways and Means.
Introduced: 4/10/2025
Summary: This bill would make changes to the rules that allow people age 70½ and older to donate money directly from their Individual Retirement Accounts (IRAs) to charities without paying taxes on those distributions. The legislation aims to make this process easier and expand the benefits available to peop

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would make changes to the rules that allow people age 70½ and older to donate money directly from their Individual Retirement Accounts (IRAs) to charities without paying taxes on those distributions. The legislation aims to make this process easier and expand the benefits available to people who choose to make charitable donations from their retirement accounts.

Last updated: 2/26/2026

Key Points

Main provisions of the bill

The bill would modify existing rules for qualified charitable distributions, which let older Americans donate IRA funds directly to charities tax-free.
It appears designed to simplify the process of making charitable donations from retirement accounts.
The legislation would likely expand or enhance the benefits currently available for IRA charitable rollovers.
Changes would affect how retirement account holders can support nonprofit organizations while managing their required distributions.

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily affect Americans age 70½ and older who have Individual Retirement Accounts and want to donate to charitable organizations. It would also impact nonprofit organizations that receive donations from retirement accounts, potentially making it easier for them to receive such gifts. The changes could encourage more charitable giving by making the donation process simpler and potentially more beneficial for donors.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

2891, 119th Congress (2025). "IRA Charitable Rollover Facilitation and Enhancement Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-2891

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