American Neighborhoods Protection Act of 2025

House Bill

H.R. 3745

119th Congress

American Neighborhoods Protection Act of 2025

In Committee

Introduced:Jun 23, 2025

Primary Sponsor

Terri A. Sewell

Representative

Democratic

AL-7

Cosponsors

1

Quick Stats

Policy Area

Labor and Employment

Summary

This bill would require states that owe more than $1 billion to the Federal Unemployment Account to report how they plan to pay back that money. The report would have to be provided to Congress and the Department of Labor within 90 days of the bill becoming law.

Latest Action

Referred to the Subcommittee on Work and Welfare.

SponsorTerri A. Sewell (D-AL)

Introduced6/23/2025

StatusReferred to the Committee on Ways and Means, and in addition to the Committee on Financial Services,

ChamberHouse

Data from Congress.gov

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Vote Prediction

American Neighborhoods Protection Act of 2025

This bill would require states that owe more than $1 billion to the Federal Unemployment Account to report how they plan to pay back that money. The report would have to be provided to Congress and the Department of Labor within 90 days of the bill becoming la

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill would require states that owe more than $1 billion to the Federal Unemployment Account to report how they plan to pay back that money. The report would have to be provided to Congress and the Department of Labor within 90 days of the bill becoming law.

Bill Number: 3745
Sponsor: Terri A. Sewell (D-AL)
Introduced: 6/23/2025
Status: Referred to the Committee on Ways and Means, and in addition to the Committee on Financial Services,
Policy Area: Labor and Employment

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: American Neighborhoods Protection Act of 2025
Bill Number: 3745
Sponsor: Terri A. Sewell (D-AL)
Status: Referred to the Committee on Ways and Means, and in addition to the Committee on Financial Services,
Introduced: 6/23/2025
Summary: This bill would require states that owe more than $1 billion to the Federal Unemployment Account to report how they plan to pay back that money. The report would have to be provided to Congress and the Department of Labor within 90 days of the bill becoming law.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would require states that owe more than $1 billion to the Federal Unemployment Account to report how they plan to pay back that money. The report would have to be provided to Congress and the Department of Labor within 90 days of the bill becoming law.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Unemployment Trust Fund Accountability ActThis bill requires any state that received advances from the Federal Unemployment Account in the Unemployment Trust Fund and owes more than $1 billion as of January 1, 2023, to report on how the state intends to repay the funds. The report must be provided to Congress and the Department of Labor no later than 90 days after the bill's enactment.

Key Points

Main provisions of the bill

States that owe more than $1 billion to the Federal Unemployment Account must submit a report on how they will repay the funds.
The report must be provided to Congress and the Department of Labor within 90 days of the bill becoming law.
This bill aims to increase accountability for states that have borrowed heavily from the Federal Unemployment Account.

How This Impacts Americans

Potential effects on citizens and communities

If this bill becomes law, it would affect states that have taken out large loans from the Federal Unemployment Account to pay for unemployment benefits during economic downturns. These states would be required to publicly disclose their plans for repaying this debt, which could impact their budgets and taxpayers.

Policy Areas

Primary Policy Area

Labor and Employment

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

3745, 119th Congress (2025). "American Neighborhoods Protection Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-3745