Small Business Relief Act

House Bill

H.R. 4130

119th Congress

Small Business Relief Act

Placed on the Union Calendar, Calendar No. 450.

Introduced:Feb 25, 2026

Primary Sponsor

Andrew Garbarino

R - NY

Cosponsors

0

Quick Stats

Policy Area

Finance and Financial Sector

Summary

The Small Business Relief Act aims to provide financial regulatory relief to small businesses, likely by reducing compliance burdens or easing lending requirements. Introduced by Rep. Garbarino from New York, the bill has progressed through the Financial Services Committee and is now scheduled for consideration by the full House. The specific provisions would determine how significantly it could help small business owners access capital or reduce operational costs.

Latest Action

Placed on the Union Calendar, Calendar No. 450.

Introduced2/25/2026

StatusPlaced on the Union Calendar, Calendar No. 450.

ChamberHouse

Data from Congress.gov

See this page through your district lens

Enter ZIP to personalize representatives and vote context.

Stay on top of this issue

Subscribe for weekly bill and representative updates.

Vote Prediction

Small Business Relief Act

The Small Business Relief Act aims to provide financial regulatory relief to small businesses, likely by reducing compliance burdens or easing lending requirements. Introduced by Rep. Garbarino from New York, the bill has progressed through the Financial Servi

Community Breakdown

Pass

0%

Fail

0%

0 predictions

The Small Business Relief Act aims to provide financial regulatory relief to small businesses, likely by reducing compliance burdens or easing lending requirements. Introduced by Rep. Garbarino from New York, the bill has progressed through the Financial Services Committee and is now scheduled for consideration by the full House. The specific provisions would determine how significantly it could help small business owners access capital or reduce operational costs.

Bill Number: 4130
Introduced: 2/25/2026
Status: Placed on the Union Calendar, Calendar No. 450.
Policy Area: Finance and Financial Sector

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Small Business Relief Act
Bill Number: 4130
Sponsor: No sponsor
Status: Placed on the Union Calendar, Calendar No. 450.
Introduced: 2/25/2026
Summary: The Small Business Relief Act aims to provide financial regulatory relief to small businesses, likely by reducing compliance burdens or easing lending requirements. Introduced by Rep. Garbarino from New York, the bill has progressed through the Financial Services Committee and is now scheduled for c

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The Small Business Relief Act aims to provide financial regulatory relief to small businesses, likely by reducing compliance burdens or easing lending requirements. Introduced by Rep. Garbarino from New York, the bill has progressed through the Financial Services Committee and is now scheduled for consideration by the full House. The specific provisions would determine how significantly it could help small business owners access capital or reduce operational costs.

Last updated: 2/26/2026

Key Points

Main provisions of the bill

Focuses on financial sector regulations affecting small businesses, potentially reducing red tape and compliance costs
Has advanced through committee review and is now on the House calendar, indicating bipartisan interest despite having no cosponsors initially
Could make it easier for small businesses to obtain loans or navigate banking regulations
Part of ongoing efforts to balance financial oversight with supporting entrepreneurship and small business growth

How This Impacts Americans

Potential effects on citizens and communities

Small business owners, particularly those seeking financing or dealing with complex financial regulations, would be the primary beneficiaries if this bill becomes law. Banks and credit unions that serve small businesses may also see changes in how they can work with these clients. The actual impact depends on the specific regulatory changes included in the bill, which could range from modest administrative streamlining to more significant changes in lending practices or reporting requirements.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4130, 119th Congress (2026). "Small Business Relief Act". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-4130

Public Opinions

Community submissions related to this bill.

Share your opinion

No public opinions yet. Be the first to submit one for this bill.

Related Bills in Finance and Financial Sector

SJRES 127

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

Motion to proceed to consideration of measure rejected in Senate by Voice Vote.

HR 2225

Access to Small Business Investor Capital Act

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban A

S 1381

Protecting Employees and Retirees in Business Bankruptcies Act of 2025

Read twice and referred to the Committee on the Judiciary. (text: CR S2523-2527: 2)

S 780

SAFE Lending Act of 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.