Ensuring Fee-Free Benefit Transactions Act of 2025

House Bill

H.R. 4158

119th Congress

Ensuring Fee-Free Benefit Transactions Act of 2025

In Committee

Introduced:Jun 26, 2025

Primary Sponsor

Chellie Pingree

Representative

Democratic

ME-1

Cosponsors

1

Quick Stats

Policy Area

Finance and Financial Sector

Summary

This bill directs the government's Financial Crimes Enforcement Network to gather information from banks and other financial institutions about suspicious transactions related to gun violence. The goal is to help identify and report any suspicious activity that could be linked to gun crimes or acts of terrorism.

Latest Action

Referred to the House Committee on Financial Services.

SponsorChellie Pingree (D-ME)

Introduced6/26/2025

StatusReferred to the House Committee on Agriculture.

ChamberHouse

Data from Congress.gov

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Vote Prediction

Ensuring Fee-Free Benefit Transactions Act of 2025

This bill directs the government's Financial Crimes Enforcement Network to gather information from banks and other financial institutions about suspicious transactions related to gun violence. The goal is to help identify and report any suspicious activity tha

Community Breakdown

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This bill directs the government's Financial Crimes Enforcement Network to gather information from banks and other financial institutions about suspicious transactions related to gun violence. The goal is to help identify and report any suspicious activity that could be linked to gun crimes or acts of terrorism.

Bill Number: 4158
Sponsor: Chellie Pingree (D-ME)
Introduced: 6/26/2025
Status: Referred to the House Committee on Agriculture.
Policy Area: Finance and Financial Sector

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Ensuring Fee-Free Benefit Transactions Act of 2025
Bill Number: 4158
Sponsor: Chellie Pingree (D-ME)
Status: Referred to the House Committee on Agriculture.
Introduced: 6/26/2025
Summary: This bill directs the government's Financial Crimes Enforcement Network to gather information from banks and other financial institutions about suspicious transactions related to gun violence. The goal is to help identify and report any suspicious activity that could be linked to gun crimes or acts

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill directs the government's Financial Crimes Enforcement Network to gather information from banks and other financial institutions about suspicious transactions related to gun violence. The goal is to help identify and report any suspicious activity that could be linked to gun crimes or acts of terrorism.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Gun Violence Prevention Through Financial Intelligence Act This bill directs the Financial Crimes Enforcement Network (FinCEN) to collect information from financial institutions and develop an advisory regarding the reporting of suspicious transactions related to gun violence. Specifically, FinCEN must gather information and develop an advisory related to (1) the procurement of firearms and firearm accessories for the purpose of carrying out lone-wolf acts of terror, and (2) how the U.S. firearms market facilitates gun violence.

Key Points

Main provisions of the bill

Requires FinCEN to collect data from financial institutions on suspicious transactions involving firearms and firearm accessories.
Directs FinCEN to develop an advisory to help financial institutions report any suspicious transactions related to gun violence.
Aims to use financial intelligence to help detect and prevent gun violence, including lone-wolf terrorist attacks.

How This Impacts Americans

Potential effects on citizens and communities

If this bill becomes law, banks and other financial companies would be required to closely monitor their customers' transactions for any suspicious activity related to guns or gun accessories. This could impact law-abiding gun owners, as well as anyone purchasing firearms. The government would gain new financial intelligence that could be used to investigate and stop potential acts of gun violence.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4158, 119th Congress (2025). "Ensuring Fee-Free Benefit Transactions Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4158