DUMP Red Tape Act

House Bill

H.R. 4305

119th Congress

DUMP Red Tape Act

Placed on the Union Calendar, Calendar No. 333.

Introduced:Jul 10, 2025

Primary Sponsor

Glenn Thompson

Representative

Republican

PA-15

Cosponsors

7

Quick Stats

Policy Area

Taxation

Summary

The DUMP Red Tape Act would give individuals and businesses a tax credit of up to $2,500 and $5,000 respectively for expenses related to disaster mitigation on their homes or properties. This means that people who make improvements to protect their homes from natural disasters like hurricanes or floods could get a portion of those costs back on their taxes.

Latest Action

Referred to the House Committee on Ways and Means.

SponsorGlenn Thompson (R-PA)

Introduced7/10/2025

StatusPlaced on the Union Calendar, Calendar No. 333.

ChamberHouse

Data from Congress.gov

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Vote Prediction

DUMP Red Tape Act

The DUMP Red Tape Act would give individuals and businesses a tax credit of up to $2,500 and $5,000 respectively for expenses related to disaster mitigation on their homes or properties. This means that people who make improvements to protect their homes from

Community Breakdown

Pass

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Fail

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0 predictions

The DUMP Red Tape Act would give individuals and businesses a tax credit of up to $2,500 and $5,000 respectively for expenses related to disaster mitigation on their homes or properties. This means that people who make improvements to protect their homes from natural disasters like hurricanes or floods could get a portion of those costs back on their taxes.

Bill Number: 4305
Sponsor: Glenn Thompson (R-PA)
Introduced: 7/10/2025
Status: Placed on the Union Calendar, Calendar No. 333.
Policy Area: Taxation

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: DUMP Red Tape Act
Bill Number: 4305
Sponsor: Glenn Thompson (R-PA)
Status: Placed on the Union Calendar, Calendar No. 333.
Introduced: 7/10/2025
Summary: The DUMP Red Tape Act would give individuals and businesses a tax credit of up to $2,500 and $5,000 respectively for expenses related to disaster mitigation on their homes or properties. This means that people who make improvements to protect their homes from natural disasters like hurricanes or flo

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The DUMP Red Tape Act would give individuals and businesses a tax credit of up to $2,500 and $5,000 respectively for expenses related to disaster mitigation on their homes or properties. This means that people who make improvements to protect their homes from natural disasters like hurricanes or floods could get a portion of those costs back on their taxes.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Shelter Act This bill allows individual and business taxpayers a new tax credit for 25% of qualified disaster mitigation expenditures. The credit is limited to $2,500 and $5,000 for individual taxpayers and business taxpayers respectively. The bill defines qualified disaster mitigation expenditures to include expenditures to modify or improve a dwelling unit located in an area in which a federal natural disaster declaration has been made within the preceding five-year period.

Key Points

Main provisions of the bill

Provides a new tax credit for up to 25% of qualified disaster mitigation expenditures, capped at $2,500 for individuals and $5,000 for businesses
Defines qualified expenditures as those used to modify or improve a home located in an area that has had a federal natural disaster declaration in the past 5 years
The goal is to incentivize homeowners and businesses to take steps to make their properties more resilient to natural disasters

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily benefit homeowners and businesses located in areas prone to natural disasters, as they would be able to recoup some of the costs of projects like installing storm shutters, elevating homes, or reinforcing structures. It could encourage more people to invest in disaster preparedness, potentially reducing damage and costs from future natural disasters.

Policy Areas

Primary Policy Area

Taxation

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4305, 119th Congress (2025). "DUMP Red Tape Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4305

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