Abraham Accords Defense Against Terror Act

House Bill

H.R. 4335

119th Congress

Abraham Accords Defense Against Terror Act

Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 19.

Introduced:Jul 10, 2025

Primary Sponsor

David Schweikert

Representative

Republican

AZ-1

Cosponsors

169

Quick Stats

Policy Area

Housing and Community Development

Summary

This bill would require mortgage lenders to provide clear information comparing the rates and fees for government-backed VA home loans versus other loan options. This would help veterans and their families better understand their options and make more informed decisions when buying a home.

Latest Action

Referred to the House Committee on Financial Services.

SponsorDavid Schweikert (R-AZ)

Introduced7/10/2025

StatusOrdered to be Reported (Amended) by the Yeas and Nays: 31 - 19.

ChamberHouse

Data from Congress.gov

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Vote Prediction

Abraham Accords Defense Against Terror Act

This bill would require mortgage lenders to provide clear information comparing the rates and fees for government-backed VA home loans versus other loan options. This would help veterans and their families better understand their options and make more informed

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill would require mortgage lenders to provide clear information comparing the rates and fees for government-backed VA home loans versus other loan options. This would help veterans and their families better understand their options and make more informed decisions when buying a home.

Bill Number: 4335
Sponsor: David Schweikert (R-AZ)
Introduced: 7/10/2025
Status: Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 19.
Policy Area: Housing and Community Development

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Abraham Accords Defense Against Terror Act
Bill Number: 4335
Sponsor: David Schweikert (R-AZ)
Status: Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 19.
Introduced: 7/10/2025
Summary: This bill would require mortgage lenders to provide clear information comparing the rates and fees for government-backed VA home loans versus other loan options. This would help veterans and their families better understand their options and make more informed decisions when buying a home.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would require mortgage lenders to provide clear information comparing the rates and fees for government-backed VA home loans versus other loan options. This would help veterans and their families better understand their options and make more informed decisions when buying a home.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

VA Loan Informed Disclosure Act of 2023 or the VALID Act of 2023 The bill requires a Federal Housing Administration mortgage notice to contain comparative rate and fee information about loans available under the Department of Veterans Affairs home loan program.

Key Points

Main provisions of the bill

Requires mortgage lenders to provide a standardized notice with comparative rate and fee information for VA loans versus other loan programs
Aims to improve transparency and help veterans make informed choices when purchasing a home
Applies to mortgages insured by the Federal Housing Administration (FHA)

How This Impacts Americans

Potential effects on citizens and communities

This bill would directly impact veterans and their families who are considering a home purchase. By providing clear, side-by-side comparisons of VA loan terms versus other options, it would empower them to make more informed financial decisions. This could lead to more veterans taking advantage of the benefits of VA loans and potentially saving money on their home purchases.

Policy Areas

Primary Policy Area

Housing and Community Development

Related Subjects

Consumer affairs

Government information and archives

Government lending and loan guarantees

Housing finance and home ownership

Veterans' loans, housing, homeless programs

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4335, 119th Congress (2025). "Abraham Accords Defense Against Terror Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4335

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