American Access to Banking Act

House Bill

H.R. 4544

119th Congress

American Access to Banking Act

Placed on the Union Calendar, Calendar No. 210.

Introduced:Jul 17, 2025

Primary Sponsor

Chuck Edwards

Representative

Republican

NC-11

Cosponsors

0

Quick Stats

Policy Area

Government Operations and Politics

Summary

The American Access to Banking Act would require each state to prohibit the collection and transmission of ballots by third parties, often called 'ballot harvesting,' in order to receive federal election funding. This is intended to prevent unauthorized individuals from collecting and submitting voters' mail-in ballots.

Latest Action

Referred to the House Committee on House Administration.

SponsorChuck Edwards (R-NC)

Introduced7/17/2025

StatusPlaced on the Union Calendar, Calendar No. 210.

ChamberHouse

Data from Congress.gov

See this page through your district lens

Enter ZIP to personalize representatives and vote context.

Stay on top of this issue

Subscribe for weekly bill and representative updates.

Vote Prediction

American Access to Banking Act

The American Access to Banking Act would require each state to prohibit the collection and transmission of ballots by third parties, often called 'ballot harvesting,' in order to receive federal election funding. This is intended to prevent unauthorized indivi

Community Breakdown

Pass

0%

Fail

0%

0 predictions

The American Access to Banking Act would require each state to prohibit the collection and transmission of ballots by third parties, often called 'ballot harvesting,' in order to receive federal election funding. This is intended to prevent unauthorized individuals from collecting and submitting voters' mail-in ballots.

Bill Number: 4544
Sponsor: Chuck Edwards (R-NC)
Introduced: 7/17/2025
Status: Placed on the Union Calendar, Calendar No. 210.
Policy Area: Government Operations and Politics

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: American Access to Banking Act
Bill Number: 4544
Sponsor: Chuck Edwards (R-NC)
Status: Placed on the Union Calendar, Calendar No. 210.
Introduced: 7/17/2025
Summary: The American Access to Banking Act would require each state to prohibit the collection and transmission of ballots by third parties, often called 'ballot harvesting,' in order to receive federal election funding. This is intended to prevent unauthorized individuals from collecting and submitting vot

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The American Access to Banking Act would require each state to prohibit the collection and transmission of ballots by third parties, often called 'ballot harvesting,' in order to receive federal election funding. This is intended to prevent unauthorized individuals from collecting and submitting voters' mail-in ballots.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

No Federal Funds for Ballot Harvesting Act This bill requires each state, in order to receive federal funds for election administration, to prohibit the knowing collection and transmission of a ballot in a federal election that was mailed to another person (commonly referred to as ballot harvesting), with exceptions.

Key Points

Main provisions of the bill

The bill would ban the practice of 'ballot harvesting,' where third parties collect and submit mail-in ballots on behalf of voters.
States would need to prohibit ballot harvesting in order to receive federal funds for election administration.
There are exceptions to the ban, but the details are not specified in the bill text.

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily impact voters who rely on third-party ballot collection, such as the elderly, disabled, or those without easy access to mail service. It could make it more difficult for some groups to participate in federal elections if they lose this method of submitting ballots. The bill's effects would vary by state, depending on each state's existing laws and practices around ballot collection.

Policy Areas

Primary Policy Area

Government Operations and Politics

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4544, 119th Congress (2025). "American Access to Banking Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4544

Public Opinions

Community submissions related to this bill.

Share your opinion

No public opinions yet. Be the first to submit one for this bill.

Related Bills in Government Operations and Politics

HRES 333

Recognizing the enduring cultural and historical significance of emancipation in the Nation's capital on the anniversary of President Abraham Lincoln's signing of the District of Columbia Compensated Emancipation Act, which established the "first freed" on April 16, 1862, and celebrating passage of the District of Columbia statehood bill in the House of Representatives.

Referred to the House Committee on Oversight and Government Reform.

HR 2847

Vote at Home Act of 2025

Referred to the Committee on House Administration, and in addition to the Committee on Oversight and

HR 2906

SERVICE Act

Referred to the House Committee on Oversight and Government Reform.

HR 2880

To provide employment protections for, and reinstatement of, certain probationary Federal career employees, and for other purposes.

Referred to the Committee on Oversight and Government Reform, and in addition to the Committee on Ve