Apeel Reveal Act of 2025

House Bill

H.R. 4737

119th Congress

Apeel Reveal Act of 2025

In Committee

Introduced:Jul 23, 2025

Primary Sponsor

Debbie Wasserman Schultz

Representative

Democratic

FL-25

Cosponsors

0

Quick Stats

Policy Area

Finance and Financial Sector

Summary

This bill requires financial regulators like the Federal Reserve and FDIC to report to Congress before implementing any non-binding recommendations from the Financial Stability Oversight Council or the President. It's designed to increase transparency and oversight of the financial sector.

Latest Action

Referred to the House Committee on Financial Services.

SponsorDebbie Wasserman Schultz (D-FL)

Introduced7/23/2025

StatusReferred to the House Committee on Energy and Commerce.

ChamberHouse

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Vote Prediction

Apeel Reveal Act of 2025

This bill requires financial regulators like the Federal Reserve and FDIC to report to Congress before implementing any non-binding recommendations from the Financial Stability Oversight Council or the President. It's designed to increase transparency and over

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill requires financial regulators like the Federal Reserve and FDIC to report to Congress before implementing any non-binding recommendations from the Financial Stability Oversight Council or the President. It's designed to increase transparency and oversight of the financial sector.

Bill Number: 4737
Sponsor: Debbie Wasserman Schultz (D-FL)
Introduced: 7/23/2025
Status: Referred to the House Committee on Energy and Commerce.
Policy Area: Finance and Financial Sector

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Apeel Reveal Act of 2025
Bill Number: 4737
Sponsor: Debbie Wasserman Schultz (D-FL)
Status: Referred to the House Committee on Energy and Commerce.
Introduced: 7/23/2025
Summary: This bill requires financial regulators like the Federal Reserve and FDIC to report to Congress before implementing any non-binding recommendations from the Financial Stability Oversight Council or the President. It's designed to increase transparency and oversight of the financial sector.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill requires financial regulators like the Federal Reserve and FDIC to report to Congress before implementing any non-binding recommendations from the Financial Stability Oversight Council or the President. It's designed to increase transparency and oversight of the financial sector.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Stop Executive Capture of Banking Regulators ActThis bill requires banking and financial regulatory entities to report to Congress prior to implementing a non-binding recommendation from the Financial Stability Oversight Council or contained in an Executive Order. This requirement applies to the Board Of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the Federal Housing Finance Administration.

Key Points

Main provisions of the bill

Requires financial regulators to report to Congress before implementing certain non-binding recommendations
Applies to entities like the Federal Reserve, FDIC, and National Credit Union Administration
Aims to increase transparency and Congressional oversight of the financial sector

How This Impacts Americans

Potential effects on citizens and communities

If this bill becomes law, it would affect the operations of major federal financial regulators. They would need to provide more information to Congress before taking certain actions, which could slow down decision-making processes. This could impact banks, credit unions, and other financial institutions that are overseen by these regulators.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4737, 119th Congress (2025). "Apeel Reveal Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4737

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