SWIFT VOTE Act

House Bill

H.R. 4881

119th Congress

SWIFT VOTE Act

In Committee

Introduced:Aug 8, 2025

Primary Sponsor

Robert J. Wittman

Representative

Republican

VA-1

Cosponsors

1

Quick Stats

Policy Area

Health

Summary

The SWIFT VOTE Act aims to reduce out-of-pocket costs for Medicare beneficiaries who need prescription drugs. It would limit the amount they have to pay for drugs to the average net price or the cash price, whichever is lower, during the coverage gap phase of their drug plan.

Latest Action

Referred to the Subcommittee on Health.

SponsorRobert J. Wittman (R-VA)

Introduced8/8/2025

StatusReferred to the House Committee on House Administration.

ChamberHouse

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Vote Prediction

SWIFT VOTE Act

The SWIFT VOTE Act aims to reduce out-of-pocket costs for Medicare beneficiaries who need prescription drugs. It would limit the amount they have to pay for drugs to the average net price or the cash price, whichever is lower, during the coverage gap phase of

Community Breakdown

Pass

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0 predictions

The SWIFT VOTE Act aims to reduce out-of-pocket costs for Medicare beneficiaries who need prescription drugs. It would limit the amount they have to pay for drugs to the average net price or the cash price, whichever is lower, during the coverage gap phase of their drug plan.

Bill Number: 4881
Sponsor: Robert J. Wittman (R-VA)
Introduced: 8/8/2025
Status: Referred to the House Committee on House Administration.
Policy Area: Health

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: SWIFT VOTE Act
Bill Number: 4881
Sponsor: Robert J. Wittman (R-VA)
Status: Referred to the House Committee on House Administration.
Introduced: 8/8/2025
Summary: The SWIFT VOTE Act aims to reduce out-of-pocket costs for Medicare beneficiaries who need prescription drugs. It would limit the amount they have to pay for drugs to the average net price or the cash price, whichever is lower, during the coverage gap phase of their drug plan.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The SWIFT VOTE Act aims to reduce out-of-pocket costs for Medicare beneficiaries who need prescription drugs. It would limit the amount they have to pay for drugs to the average net price or the cash price, whichever is lower, during the coverage gap phase of their drug plan.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

This bill limits cost-sharing for covered drugs under the Medicare prescription drug benefit and Medicare Advantage.Specifically, for costs above the deductible but below the annual out-of-pocket threshold, the bill limits cost-sharing to the average net price of the drug (i.e., the average amount paid less any rebates) or the cash price (i.e., the price charged to an individual without insurance), whichever is lower. The Government Accountability Office must report on the bill's implementation.

Key Points

Main provisions of the bill

Limits cost-sharing for Medicare prescription drugs to the lower of the average net price or the cash price
Applies this limit to the coverage gap (or 'donut hole') phase of the Medicare drug benefit
Requires a report from the Government Accountability Office on the implementation of the bill

How This Impacts Americans

Potential effects on citizens and communities

This bill would directly benefit millions of Medicare beneficiaries who rely on prescription drugs, by reducing their out-of-pocket costs during the coverage gap phase. It could make important medications more affordable for seniors and people with disabilities on fixed incomes.

Policy Areas

Primary Policy Area

Health

Related Subjects

Congressional oversight

Government studies and investigations

Health care costs and insurance

Medicare

Prescription drugs

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

4881, 119th Congress (2025). "SWIFT VOTE Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-4881

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