Indoor Air Quality and Healthy Schools Act of 2025

House Bill

H.R. 5123

119th Congress

Indoor Air Quality and Healthy Schools Act of 2025

In Committee

Introduced:Oct 3, 2025

Primary Sponsor

Lloyd A. Doggett

Representative

Democratic

TX-37

Cosponsors

0

Quick Stats

Policy Area

Finance and Financial Sector

Summary

This bill would make it easier for members of the military to take legal action against credit reporting agencies that fail to provide them with free credit monitoring services, as required by law.

Latest Action

Referred to the House Committee on Financial Services.

AI Summary

Plain-English explanation of this bill

This bill would make it easier for members of the military to take legal action against credit reporting agencies that fail to provide them with free credit monitoring services, as required by law.

Last updated: 12/29/2025

Official Summary

Congressional Research Service summary

Credit Monitoring Integrity Act of 2023This bill allows civil liability provisions of the Fair Credit Reporting Act to apply to specified credit monitoring violations. Specifically, if a consumer reporting agency fails to provide free credit monitoring for active-duty military consumers, a civil liability action may be brought against them.

Key Points

Main provisions of the bill

The bill would apply civil liability provisions of the Fair Credit Reporting Act to cases where credit agencies do not provide free credit monitoring to active-duty military consumers.
This would allow military members to sue credit agencies that violate this requirement, giving them a legal recourse if they are not provided the free credit monitoring they are entitled to.
The goal is to ensure active-duty service members have access to important credit information and protections while serving their country.

How This Impacts Americans

Potential effects on citizens and communities

If enacted, this bill would primarily benefit active-duty military personnel by giving them a way to hold credit reporting agencies accountable if they fail to provide the free credit monitoring services required by law. This could help ensure service members are able to monitor their credit and financial standing while deployed or otherwise occupied with their duties, protecting them from potential identity theft or other financial harm.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

5123, 119th Congress (2025). "Indoor Air Quality and Healthy Schools Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-5123