Nigeria Religious Freedom Accountability Act of 2025

House Bill

H.R. 5808

119th Congress

Nigeria Religious Freedom Accountability Act of 2025

In Committee

Introduced:Oct 21, 2025

Primary Sponsor

Gus M. Bilirakis

Representative

Republican

FL-12

Cosponsors

10

Quick Stats

Policy Area

Finance and Financial Sector

Summary

This bill establishes a task force to study how banks and credit unions can better protect customers from fraud that uses artificial intelligence, like 'deep fakes' - computer-generated content designed to deceive. The task force will report on current practices, best practices, and make recommendations for new laws or regulations.

Latest Action

Referred to the House Committee on Financial Services.

AI Summary

Plain-English explanation of this bill

This bill establishes a task force to study how banks and credit unions can better protect customers from fraud that uses artificial intelligence, like 'deep fakes' - computer-generated content designed to deceive. The task force will report on current practices, best practices, and make recommendations for new laws or regulations.

Last updated: 12/29/2025

Official Summary

Congressional Research Service summary

Preventing Deep Fake Scams ActThis bill establishes the Task Force on Artificial Intelligence in the Financial Services Sector. Members include representatives from the Department of the Treasury, the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the National Credit Union Administration. The task force must report on (1) how banks and credit unions prevent fraud that utilizes artificial intelligence, (2) best practices for financial institutions to protect their customers, and (3) related legislative and regulatory recommendations.

Key Points

Main provisions of the bill

Creates a federal task force to study how financial institutions can prevent fraud from AI-generated scams
Requires the task force to report on current bank/credit union anti-fraud practices, best practices, and legislative/regulatory recommendations
Aims to protect customers from being tricked by fake content like deep fakes that can be generated by AI

How This Impacts Americans

Potential effects on citizens and communities

If this bill becomes law, it would affect all Americans who use banks or credit unions, as the task force's recommendations could lead to new requirements or regulations to improve customer protection against AI-based fraud. This could make it harder for scammers to trick people using fake content, benefiting both financial institutions and their customers.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

5808, 119th Congress (2025). "Nigeria Religious Freedom Accountability Act of 2025". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-5808