HEAL-AI Act

House Bill

H.R. 6077

119th Congress

HEAL-AI Act

In Committee

Introduced:Nov 18, 2025

Primary Sponsor

Judy Chu

D - CA

Cosponsors

21

Quick Stats

Policy Area

Education

Summary

This bill would allow graduate and professional students to receive Direct Subsidized Loans from the federal government, which they have been unable to get since 2012. These loans help students cover the costs of their education without having to pay interest while they are still in school.

Latest Action

Referred to the House Committee on Education and the Workforce.

AI Summary

Plain-English explanation of this bill

This bill would allow graduate and professional students to receive Direct Subsidized Loans from the federal government, which they have been unable to get since 2012. These loans help students cover the costs of their education without having to pay interest while they are still in school.

Last updated: 12/29/2025

Official Summary

Congressional Research Service summary

<html><body bgcolor="#FFFFFF">Protecting Our Students by Terminating Graduate Rates that Add to Debt Act or the POST GRAD Act This bill authorizes graduate and professional students to receive Direct Subsidized Loans. These students have been ineligible to receive Direct Subsidized Loans since July 1, 2012.</body></html>

Key Points

Main provisions of the bill

Allows graduate and professional students to receive Direct Subsidized Loans from the federal government
Graduate and professional students have been ineligible for these subsidized loans since 2012
Subsidized loans do not accrue interest while the student is still enrolled in school

How This Impacts Americans

Potential effects on citizens and communities

If this bill becomes law, it would make it easier for graduate and professional students to afford the high costs of their education. This could help more people pursue advanced degrees, which can lead to higher-paying careers. However, it would also increase the federal government's costs for providing these loans.

Policy Areas

Primary Policy Area

Education

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

6077, 119th Congress (2025). "HEAL-AI Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-6077