To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.

House Bill

H.R. 6299

119th Congress

To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.

In Committee

Introduced:Nov 25, 2025

Primary Sponsor

Gregory W. Meeks

Representative

Democratic

NY-5

Cosponsors

2

Quick Stats

Policy Area

Science, Technology, Communications

Summary

This bill aims to ensure the availability of short-term health insurance plans, which provide coverage for less than 12 months. It defines these plans and allows them to last up to 3 years with renewals.

Latest Action

Referred to the Subcommittee on Trade.

AI Summary

Plain-English explanation of this bill

This bill aims to ensure the availability of short-term health insurance plans, which provide coverage for less than 12 months. It defines these plans and allows them to last up to 3 years with renewals.

Last updated: 12/29/2025

Official Summary

Congressional Research Service summary

COOL Online ActThis bill requires online sellers of imported products to conspicuously disclose in online listings each product’s country of origin. The requirement generally applies to products that must be physically labeled with their country of origin under current law. Some agricultural products, food and drugs, and previously owned items are exempt, as are certain low-volume sellers. Listings for certain nonprescription drugs must include additional information currently required to be included on the drug’s packaging. The bill specifies that online stores and marketplaces are not liable for violations of these provisions where they provided third-party sellers or suppliers with notice of the requirement and means to post the required disclosure. (Under the bill, an online marketplace is a consumer-directed online platform that enables third parties to sell products to consumers.) An online marketplace retains liability where the marketplace itself sells a product, rather than facilitating a third-party sale. Sellers are not liable where an online marketplace did not provide them with notice of the requirement or means to post the required disclosure. The Federal Trade Commission must enter into an agreement with specified federal agencies with respect to implementation of these provisions. These provisions take effect one year after such an agreement is published. Separately, the bill adds cooked king crab and tanner crab and cooked and canned salmon to the list of seafood products for which retailers must inform consumers of the product’s country of origin at the final point of sale.

Key Points

Main provisions of the bill

Defines 'short-term limited duration insurance' as health plans with less than 12 months of coverage and up to 3 years of total duration including renewals.
Gives legal backing to these short-term health insurance plans, which are often used as a temporary option when people transition between jobs or lose other coverage.
Could make these short-term plans more widely available as an alternative to more comprehensive but potentially more expensive health insurance.

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily affect people who need temporary health coverage, such as those between jobs or experiencing other life changes. It could expand access to these short-term plans as a lower-cost option, but may also reduce enrollment in more robust, long-term health plans.

Policy Areas

Primary Policy Area

Science, Technology, Communications

Related Subjects

Aquaculture

Competitiveness, trade promotion, trade deficits

Computers and information technology

Consumer affairs

Drug safety, medical device, and laboratory regulation

Food industry and services

Food supply, safety, and labeling

Foreign and international corporations

Internet, web applications, social media

Meat

+2 more

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

6299, 119th Congress (2025). "To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-6299