No SmartPay for Anti-2A Companies Act

House Bill

H.R. 70

119th Congress

No SmartPay for Anti-2A Companies Act

In Committee

Introduced:Jan 14, 2025

Primary Sponsor

Andy Biggs

R - AZ

Cosponsors

4

Quick Stats

Policy Area

Government Operations and Politics

Summary

This bill prohibits the federal government from using payment processors that have adopted the merchant category code specifically for gun retailers. The SmartPay program handles billions in federal purchase transactions annually, and this would block contracts with processors using the firearms-specific tracking code.

Latest Action

Referred to the House Committee on Oversight and Government Reform.

AI Summary

Plain-English explanation of this bill

This bill prohibits the federal government from using payment processors that have adopted the merchant category code specifically for gun retailers. The SmartPay program handles billions in federal purchase transactions annually, and this would block contracts with processors using the firearms-specific tracking code.

Last updated: 1/5/2026

Official Summary

Congressional Research Service summary

No SmartPay for Anti-2A Companies ActThis bill prohibits the General Services Administration from awarding a contract under the SmartPay Program for the procurement of a commercial payment system that uses a payment processing agency that has implemented a merchant category code for gun retailers.

Key Points

Main provisions of the bill

Blocks SmartPay contracts with processors using gun store MCC
Responds to new merchant category code for firearms retailers
Prevents federal dollars from going to anti-gun payment systems
Protects gun purchaser privacy from financial tracking
Part of broader pushback against firearms transaction monitoring

How This Impacts Americans

Potential effects on citizens and communities

The federal government would be barred from using its purchasing power with payment companies that track gun store transactions separately. Gun rights advocates say the merchant code enables surveillance of legal gun buyers. Credit card companies implemented the code citing safety concerns after mass shootings.

Policy Areas

Primary Policy Area

Government Operations and Politics

Related Subjects

Consumer credit

Firearms and explosives

Public contracts and procurement

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

70, 119th Congress (2025). "No SmartPay for Anti-2A Companies Act". Source: Voter's Right Platform. https://votersright.org/bills/118-hr-70