Flood History Information Act of 2026

House Bill

H.R. 7355

119th Congress

Flood History Information Act of 2026

In Committee

Introduced:Feb 4, 2026

Primary Sponsor

Madeleine Dean

D - PA

Cosponsors

0

Quick Stats

Policy Area

Finance and Financial Sector

Summary

The Flood History Information Act of 2026 would require disclosure of a property's flood history to potential buyers and renters. This bill aims to ensure Americans have access to critical information about past flooding incidents before making major housing decisions, helping them avoid costly surprises and better protect their families and investments.

Latest Action

Referred to the House Committee on Financial Services.

Introduced2/4/2026

StatusReferred to the House Committee on Financial Services.

ChamberHouse

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Vote Prediction

Flood History Information Act of 2026

The Flood History Information Act of 2026 would require disclosure of a property's flood history to potential buyers and renters. This bill aims to ensure Americans have access to critical information about past flooding incidents before making major housing d

Community Breakdown

Pass

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The Flood History Information Act of 2026 would require disclosure of a property's flood history to potential buyers and renters. This bill aims to ensure Americans have access to critical information about past flooding incidents before making major housing decisions, helping them avoid costly surprises and better protect their families and investments.

Bill Number: 7355
Introduced: 2/4/2026
Status: Referred to the House Committee on Financial Services.
Policy Area: Finance and Financial Sector

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Flood History Information Act of 2026
Bill Number: 7355
Sponsor: No sponsor
Status: Referred to the House Committee on Financial Services.
Introduced: 2/4/2026
Summary: The Flood History Information Act of 2026 would require disclosure of a property's flood history to potential buyers and renters. This bill aims to ensure Americans have access to critical information about past flooding incidents before making major housing decisions, helping them avoid costly surp

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The Flood History Information Act of 2026 would require disclosure of a property's flood history to potential buyers and renters. This bill aims to ensure Americans have access to critical information about past flooding incidents before making major housing decisions, helping them avoid costly surprises and better protect their families and investments.

Last updated: 2/23/2026

Key Points

Main provisions of the bill

Requires sellers and landlords to disclose whether a property has previously flooded, giving homebuyers and renters transparency about flood risks
Helps families make informed decisions about one of the biggest purchases of their lives by revealing hidden water damage or recurring flood problems
Could reduce financial losses from undisclosed flood damage and help Americans better prepare for climate-related weather events
Aims to create a more transparent real estate market where buyers aren't left in the dark about a home's vulnerability to flooding

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily affect homebuyers, renters, property sellers, landlords, and real estate professionals across the country. By mandating flood history disclosure, it would empower consumers to make better-informed housing choices while potentially incentivizing property owners to invest in flood mitigation measures. The legislation could be particularly significant for communities in flood-prone areas and those increasingly affected by severe weather events.

Policy Areas

Primary Policy Area

Finance and Financial Sector

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

7355, 119th Congress (2026). "Flood History Information Act of 2026". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-7355

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