Eliminating Fraud in the CFPB’s Complaint Database Act

House Bill

H.R. 7588

119th Congress

Eliminating Fraud in the CFPB’s Complaint Database Act

In Committee

Introduced:Feb 17, 2026

Primary Sponsor

Andy Barr

R - KY

Cosponsors

0

Quick Stats

Summary

This bill would change how consumers file complaints with the Consumer Financial Protection Bureau (CFPB) by requiring them to verify or attest to certain information during the submission process. The changes aim to modify the complaint system that currently allows consumers to report problems with financial companies like banks, credit card companies, and debt collectors.

Latest Action

Referred to the House Committee on Financial Services.

Introduced2/17/2026

StatusReferred to the House Committee on Financial Services.

ChamberHouse

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Vote Prediction

Eliminating Fraud in the CFPB’s Complaint Database Act

This bill would change how consumers file complaints with the Consumer Financial Protection Bureau (CFPB) by requiring them to verify or attest to certain information during the submission process. The changes aim to modify the complaint system that currently

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill would change how consumers file complaints with the Consumer Financial Protection Bureau (CFPB) by requiring them to verify or attest to certain information during the submission process. The changes aim to modify the complaint system that currently allows consumers to report problems with financial companies like banks, credit card companies, and debt collectors.

Bill Number: 7588
Introduced: 2/17/2026
Status: Referred to the House Committee on Financial Services.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Eliminating Fraud in the CFPB’s Complaint Database Act
Bill Number: 7588
Sponsor: No sponsor
Status: Referred to the House Committee on Financial Services.
Introduced: 2/17/2026
Summary: This bill would change how consumers file complaints with the Consumer Financial Protection Bureau (CFPB) by requiring them to verify or attest to certain information during the submission process. The changes aim to modify the complaint system that currently allows consumers to report problems with

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would change how consumers file complaints with the Consumer Financial Protection Bureau (CFPB) by requiring them to verify or attest to certain information during the submission process. The changes aim to modify the complaint system that currently allows consumers to report problems with financial companies like banks, credit card companies, and debt collectors.

Last updated: 2/20/2026

Key Points

Main provisions of the bill

Adds new verification requirements for consumers who want to file complaints against financial institutions with the CFPB
Could create additional steps or barriers in the complaint submission process that consumers must complete
May affect the approximately 700,000+ consumer complaints the CFPB receives annually about financial products and services
Introduced without any cosponsors and currently awaiting review by the House Financial Services Committee

How This Impacts Americans

Potential effects on citizens and communities

This bill would directly impact anyone who needs to file a complaint about a financial product or service, from credit card disputes to mortgage issues. By adding attestation requirements, it could make the complaint process more formal and potentially more time-consuming for consumers seeking help with financial problems. The changes may also affect how many complaints are successfully submitted and how the CFPB processes consumer grievances against financial institutions.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

7588, 119th Congress (2026). "Eliminating Fraud in the CFPB’s Complaint Database Act". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-7588

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