SEEDS Act of 2026

House Bill

H.R. 7737

119th Congress

SEEDS Act of 2026

In Committee

Introduced:Feb 26, 2026

Primary Sponsor

Young Kim

R - CA

Cosponsors

0

Quick Stats

Summary

This bill would allow certain tax-advantaged savings accounts (referred to as 'Trump accounts') to invest in digital asset indexes, such as those tracking collections of cryptocurrencies like Bitcoin and Ethereum. Currently, these accounts may have restrictions on cryptocurrency investments, and this legislation would explicitly permit diversified digital asset index funds as eligible options.

Latest Action

Referred to the House Committee on Ways and Means.

Introduced2/26/2026

StatusReferred to the House Committee on Ways and Means.

ChamberHouse

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Vote Prediction

SEEDS Act of 2026

This bill would allow certain tax-advantaged savings accounts (referred to as 'Trump accounts') to invest in digital asset indexes, such as those tracking collections of cryptocurrencies like Bitcoin and Ethereum. Currently, these accounts may have restriction

Community Breakdown

Pass

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Fail

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This bill would allow certain tax-advantaged savings accounts (referred to as 'Trump accounts') to invest in digital asset indexes, such as those tracking collections of cryptocurrencies like Bitcoin and Ethereum. Currently, these accounts may have restrictions on cryptocurrency investments, and this legislation would explicitly permit diversified digital asset index funds as eligible options.

Bill Number: 7737
Introduced: 2/26/2026
Status: Referred to the House Committee on Ways and Means.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: SEEDS Act of 2026
Bill Number: 7737
Sponsor: No sponsor
Status: Referred to the House Committee on Ways and Means.
Introduced: 2/26/2026
Summary: This bill would allow certain tax-advantaged savings accounts (referred to as 'Trump accounts') to invest in digital asset indexes, such as those tracking collections of cryptocurrencies like Bitcoin and Ethereum. Currently, these accounts may have restrictions on cryptocurrency investments, and thi

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would allow certain tax-advantaged savings accounts (referred to as 'Trump accounts') to invest in digital asset indexes, such as those tracking collections of cryptocurrencies like Bitcoin and Ethereum. Currently, these accounts may have restrictions on cryptocurrency investments, and this legislation would explicitly permit diversified digital asset index funds as eligible options.

Last updated: 2/27/2026

Key Points

Main provisions of the bill

Expands investment options for 'Trump accounts' to include digital asset indexes, which are funds that track the performance of multiple cryptocurrencies
Would allow Americans using these tax-advantaged accounts to gain exposure to the cryptocurrency market through diversified index funds rather than individual coins
Applies specifically to digital asset indexes rather than individual cryptocurrencies, potentially offering more stability through diversification
Currently has no cosponsors and is in the early stages of the legislative process at the committee level

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily affect Americans who hold 'Trump accounts' and are interested in cryptocurrency investing. If passed, it would give these account holders more flexibility to include digital assets in their portfolios while maintaining tax advantages, potentially making cryptocurrency investment more accessible to everyday savers. However, it would also expose retirement or savings accounts to the volatility associated with digital asset markets.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

7737, 119th Congress (2026). "SEEDS Act of 2026". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-7737

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