Federal Loan Systems Modernization Act of 2026

House Bill

H.R. 7789

119th Congress

Federal Loan Systems Modernization Act of 2026

In Committee

Introduced:Mar 4, 2026

Primary Sponsor

Sponsor information unavailable

Cosponsors

0

Quick Stats

Summary

This bill would create a new government website called Lending.gov that would serve as a single place where people can access and apply for loans from all federal agencies. The platform would use modern technology to make federal loan programs easier to manage, faster to process, and more transparent for borrowers.

Latest Action

Referred to the House Committee on Oversight and Government Reform.

Introduced3/4/2026

StatusReferred to the House Committee on Oversight and Government Reform.

ChamberHouse

Data from Congress.gov

See this page through your district lens

Enter ZIP to personalize representatives and vote context.

Stay on top of this issue

Subscribe for weekly bill and representative updates.

Vote Prediction

Federal Loan Systems Modernization Act of 2026

This bill would create a new government website called Lending.gov that would serve as a single place where people can access and apply for loans from all federal agencies. The platform would use modern technology to make federal loan programs easier to manage

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill would create a new government website called Lending.gov that would serve as a single place where people can access and apply for loans from all federal agencies. The platform would use modern technology to make federal loan programs easier to manage, faster to process, and more transparent for borrowers.

Bill Number: 7789
Introduced: 3/4/2026
Status: Referred to the House Committee on Oversight and Government Reform.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Federal Loan Systems Modernization Act of 2026
Bill Number: 7789
Sponsor: No sponsor
Status: Referred to the House Committee on Oversight and Government Reform.
Introduced: 3/4/2026
Summary: This bill would create a new government website called Lending.gov that would serve as a single place where people can access and apply for loans from all federal agencies. The platform would use modern technology to make federal loan programs easier to manage, faster to process, and more transparen

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill would create a new government website called Lending.gov that would serve as a single place where people can access and apply for loans from all federal agencies. The platform would use modern technology to make federal loan programs easier to manage, faster to process, and more transparent for borrowers.

Last updated: 3/6/2026

Key Points

Main provisions of the bill

The bill would establish Lending.gov as a centralized platform where people can find and access loans offered by different federal agencies in one place.
The platform would use updated technology to speed up loan processing, reduce administrative costs, and help prevent fraud.
The system aims to improve the customer experience by making it easier for borrowers to understand and navigate federal loan programs.
Federal agencies would share this technology platform rather than each maintaining separate loan systems.
The bill seeks to increase transparency in how federal credit programs operate and make them more accessible to the public.

How This Impacts Americans

Potential effects on citizens and communities

This bill would affect anyone who applies for federal loans, including students seeking education loans, small business owners, farmers, homebuyers, and others who use federal credit programs. Federal agencies that manage loan programs would also be impacted as they would transition to using a shared technology platform. The changes are intended to make the loan application process simpler and faster for borrowers while reducing costs for taxpayers.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

7789, 119th Congress (2026). "Federal Loan Systems Modernization Act of 2026". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-7789

Public Opinions

Community submissions related to this bill.

Share your opinion

No public opinions yet. Be the first to submit one for this bill.