Property Improvement and Manufactured Housing Loan Modernization Act of 2026

House Bill

H.R. 7792

119th Congress

Property Improvement and Manufactured Housing Loan Modernization Act of 2026

In Committee

Introduced:Mar 4, 2026

Primary Sponsor

James Himes

D - CT

Cosponsors

0

Quick Stats

Summary

The Property Improvement and Manufactured Housing Loan Modernization Act aims to update federal loan programs that help Americans finance home improvements and purchase manufactured homes. This legislation seeks to make it easier and more affordable for homeowners and prospective manufactured housing buyers to access financing, addressing gaps in current lending programs that haven't kept pace with modern housing needs.

Latest Action

Referred to the House Committee on Financial Services.

Introduced3/4/2026

StatusReferred to the House Committee on Financial Services.

ChamberHouse

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Vote Prediction

Property Improvement and Manufactured Housing Loan Modernization Act of 2026

The Property Improvement and Manufactured Housing Loan Modernization Act aims to update federal loan programs that help Americans finance home improvements and purchase manufactured homes. This legislation seeks to make it easier and more affordable for homeow

Community Breakdown

Pass

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Fail

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The Property Improvement and Manufactured Housing Loan Modernization Act aims to update federal loan programs that help Americans finance home improvements and purchase manufactured homes. This legislation seeks to make it easier and more affordable for homeowners and prospective manufactured housing buyers to access financing, addressing gaps in current lending programs that haven't kept pace with modern housing needs.

Bill Number: 7792
Introduced: 3/4/2026
Status: Referred to the House Committee on Financial Services.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Property Improvement and Manufactured Housing Loan Modernization Act of 2026
Bill Number: 7792
Sponsor: No sponsor
Status: Referred to the House Committee on Financial Services.
Introduced: 3/4/2026
Summary: The Property Improvement and Manufactured Housing Loan Modernization Act aims to update federal loan programs that help Americans finance home improvements and purchase manufactured homes. This legislation seeks to make it easier and more affordable for homeowners and prospective manufactured housin

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

The Property Improvement and Manufactured Housing Loan Modernization Act aims to update federal loan programs that help Americans finance home improvements and purchase manufactured homes. This legislation seeks to make it easier and more affordable for homeowners and prospective manufactured housing buyers to access financing, addressing gaps in current lending programs that haven't kept pace with modern housing needs.

Last updated: 3/5/2026

Key Points

Main provisions of the bill

Updates outdated federal loan programs for property improvements, making it easier for homeowners to finance renovations, repairs, and energy efficiency upgrades
Modernizes financing options for manufactured housing, which provides affordable homeownership opportunities for millions of Americans
Addresses lending barriers that have limited access to home improvement capital, particularly for middle- and lower-income families
Could expand homeownership opportunities by making manufactured homes a more financially accessible option

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily benefit homeowners seeking to make improvements to their properties and families looking to purchase manufactured homes as an affordable path to homeownership. By modernizing loan programs, it could make financing more accessible and affordable for working-class and middle-income Americans who have been underserved by traditional lending options, potentially helping millions invest in their homes and communities.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

7792, 119th Congress (2026). "Property Improvement and Manufactured Housing Loan Modernization Act of 2026". Source: Voter's Right Platform. https://votersright.org/bills/119-hr-7792

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