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House Bill

H.R. 7866

119th Congress

To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

In Committee
Introduced:Mar 9, 2026

Primary Sponsor

Warren Davidson

R - OH

Cosponsors

0

Quick Stats

Latest Action

Referred to the House Committee on Financial Services.

Introduced3/9/2026
StatusReferred to the House Committee on Financial Services.
ChamberHouse
Data from Congress.gov

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Vote Prediction

To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

Community Breakdown

Pass

0%

Fail

0%

0 predictions

To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

Bill Number
7866
Introduced
3/9/2026
Status
Referred to the House Committee on Financial Services.

Data from Congress.gov

Fact Sheet

Title
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
Bill Number
7866
Sponsor
No sponsor
Status
Referred to the House Committee on Financial Services.
Introduced
3/9/2026
Summary
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

Data from Congress.gov

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