Consumer Online Payment Transparency and Integrity Act

Senate Bill

S. 2266

119th Congress

Consumer Online Payment Transparency and Integrity Act

In Committee

Introduced:Jul 14, 2025

Primary Sponsor

Chris Van Hollen

Senator

Democratic

MD

Cosponsors

0

Quick Stats

Policy Area

Education

Summary

This bill aims to make higher education more accessible and affordable by providing free community college, expanding loan forgiveness programs for public service workers, and increasing funding for historically Black colleges and other minority-serving institutions.

Latest Action

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

SponsorChris Van Hollen (D-MD)

Introduced7/14/2025

StatusRead twice and referred to the Committee on Commerce, Science, and Transportation.

ChamberSenate

Data from Congress.gov

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Vote Prediction

Consumer Online Payment Transparency and Integrity Act

This bill aims to make higher education more accessible and affordable by providing free community college, expanding loan forgiveness programs for public service workers, and increasing funding for historically Black colleges and other minority-serving instit

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill aims to make higher education more accessible and affordable by providing free community college, expanding loan forgiveness programs for public service workers, and increasing funding for historically Black colleges and other minority-serving institutions.

Bill Number: 2266
Sponsor: Chris Van Hollen (D-MD)
Introduced: 7/14/2025
Status: Read twice and referred to the Committee on Commerce, Science, and Transportation.
Policy Area: Education

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Consumer Online Payment Transparency and Integrity Act
Bill Number: 2266
Sponsor: Chris Van Hollen (D-MD)
Status: Read twice and referred to the Committee on Commerce, Science, and Transportation.
Introduced: 7/14/2025
Summary: This bill aims to make higher education more accessible and affordable by providing free community college, expanding loan forgiveness programs for public service workers, and increasing funding for historically Black colleges and other minority-serving institutions.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill aims to make higher education more accessible and affordable by providing free community college, expanding loan forgiveness programs for public service workers, and increasing funding for historically Black colleges and other minority-serving institutions.

Last updated: 12/30/2025

Official Summary

Congressional Research Service summary

Strengthening American Communities Act of 2023This bill provides funding and establishes grant programs to expand access to higher education, including by providing free community college to students. The bill also establishes the National Public Service Education Grant program and revises the Public Service Loan Forgiveness (PSLF) program.Specifically, the bill establishes a program to waive resident tuition and fees for community college students. The Department of Education (ED) must award grants to states and Indian tribes to pay the federal share (75% of the average resident community college tuition and fees per student) of the program.Next, the bill directs ED to award grants to states and Indian tribes for implementing evidence-based institutional reforms and innovative practices to improve student outcomes.Additionally, ED must award grants to participating historically Black colleges and universities, tribal colleges and universities, and minority-serving institutions to waive or significantly reduce the first 60 credits of tuition and fees for low-income students.The bill directs ED to establish grant programs to pay the costs of an undergraduate education for students who commit to working for at least three years in public service jobs upon graduation.Finally, the bill revises the PSLF program to provide for partial loan cancellation based on the length of public service employment. Specifically, ED must cancel 15%, 15%, 20%, 20%, and 30% of the amount a borrower owes after 2, 4, 6, 8, and 10 years of public service employment, respectively, on Federal Direct Loans made after the bill's enactment.

Key Points

Main provisions of the bill

Establishes a program to cover 75% of resident tuition and fees for community college students
Provides grants to states and tribes to implement reforms and practices to improve student outcomes
Waives or significantly reduces the first 60 credits of tuition and fees for low-income students at HBCUs, tribal colleges, and minority-serving institutions
Creates a grant program to cover the costs of an undergraduate education for students who commit to at least 3 years of public service work after graduation
Revises the Public Service Loan Forgiveness program to provide partial loan cancellation based on years of public service employment

How This Impacts Americans

Potential effects on citizens and communities

This bill would make college more accessible and affordable, particularly for low-income students and students attending historically Black colleges and universities. It would also incentivize more students to pursue public service careers after graduation by providing financial assistance and loan forgiveness.

Policy Areas

Primary Policy Area

Education

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

2266, 119th Congress (2025). "Consumer Online Payment Transparency and Integrity Act". Source: Voter's Right Platform. https://votersright.org/bills/118-s-2266