Community Bank Relief Act

Senate Bill

S. 3849

119th Congress

Community Bank Relief Act

In Committee

Introduced:Feb 11, 2026

Primary Sponsor

Sponsor information unavailable

Cosponsors

0

Quick Stats

Summary

This bill appears to provide regulatory relief to community banks, which are smaller financial institutions that serve local areas. Based on the title, it likely reduces certain banking regulations or compliance requirements that currently apply to these smaller banks.

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Introduced2/11/2026

StatusRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

ChamberSenate

Data from Congress.gov

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Vote Prediction

Community Bank Relief Act

This bill appears to provide regulatory relief to community banks, which are smaller financial institutions that serve local areas. Based on the title, it likely reduces certain banking regulations or compliance requirements that currently apply to these small

Community Breakdown

Pass

0%

Fail

0%

0 predictions

This bill appears to provide regulatory relief to community banks, which are smaller financial institutions that serve local areas. Based on the title, it likely reduces certain banking regulations or compliance requirements that currently apply to these smaller banks.

Bill Number: 3849
Introduced: 2/11/2026
Status: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Data from Congress.gov

AI-generated summary

Fact Sheet

Title: Community Bank Relief Act
Bill Number: 3849
Sponsor: No sponsor
Status: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced: 2/11/2026
Summary: This bill appears to provide regulatory relief to community banks, which are smaller financial institutions that serve local areas. Based on the title, it likely reduces certain banking regulations or compliance requirements that currently apply to these smaller banks.

Data from Congress.gov

AI Summary

Plain-English explanation of this bill

This bill appears to provide regulatory relief to community banks, which are smaller financial institutions that serve local areas. Based on the title, it likely reduces certain banking regulations or compliance requirements that currently apply to these smaller banks.

Last updated: 2/27/2026

Key Points

Main provisions of the bill

The bill focuses on community banks, which are smaller banks that typically serve local communities rather than operating nationally.
It likely reduces regulatory burdens or compliance requirements that community banks must follow.
The bill has been referred to the Senate Committee on Banking, Housing, and Urban Affairs for review.
Community bank relief legislation typically aims to make it easier for smaller banks to operate by reducing costs associated with federal regulations.

How This Impacts Americans

Potential effects on citizens and communities

This bill would primarily affect community banks and their customers in local areas across the country. If passed, it could make it less expensive for smaller banks to operate, which supporters argue could help them offer more services or better rates to customers in their communities. The reduced regulatory requirements might also affect how these banks are supervised by federal banking regulators.

Policy Areas

No policy areas assigned yet.

Scope & Jurisdiction

Jurisdiction Level

federal

Congressional Session

119th Congress

Citation Reference

3849, 119th Congress (2026). "Community Bank Relief Act". Source: Voter's Right Platform. https://votersright.org/bills/119-s-3849

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