Senate Joint Resolution
S.J.Res. 128
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".
Primary Sponsor
Catherine Cortez Masto
D - NV
Cosponsors
0
Quick Stats
Policy Area
Latest Action
Motion to proceed to consideration of measure rejected in Senate by Voice Vote.
See this page through your district lens
Enter ZIP to personalize representatives and vote context.
Stay on top of this issue
Subscribe for weekly bill and representative updates.
<p>This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts with consumers (such as a contract that contains an unlawful waiver of the consumer’s right to sue) may be in violation of the Consumer Financial Protection Act's ban on deceptive acts or practices.</p><p>The CFPB withdrew this circular on May 12, 2025. This joint resolution disapproves of the rule that withdraws this circular.</p>
- Bill Number
- 128
- Introduced
- 5/13/2026
- Status
- Motion to proceed to consideration of measure rejected in Senate by Voice Vote.
- Policy Area
- Finance and Financial Sector
Data from Congress.gov
Fact Sheet
- Title
- A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".
- Bill Number
- 128
- Sponsor
- No sponsor
- Status
- Motion to proceed to consideration of measure rejected in Senate by Voice Vote.
- Introduced
- 5/13/2026
- Summary
- <p>This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts wit
Data from Congress.gov
Public Opinions
Community submissions related to this bill.
No public opinions yet. Be the first to submit one for this bill.
Related Bills in Finance and Financial Sector
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".
Motion to proceed to consideration of measure rejected in Senate by Voice Vote.
Access to Small Business Investor Capital Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban A
Protecting Employees and Retirees in Business Bankruptcies Act of 2025
Read twice and referred to the Committee on the Judiciary. (text: CR S2523-2527: 2)
SAFE Lending Act of 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.